This is to clarify that all material that I put up on this blog is in my personal capacity, and not as an employee of the bank that I work for. Hence, the views that I put in here are my personal views and not necessarily the views of my employer.
Whereas I shall endeavour to put in data only from credible sources here, there might be inaccuracies. I will not accept any liability for decisions taken on the basis of this data, if it is later proved to be incorrect.
I also plead readers to avoid using expressions that are racist, or communal or vulgar when they respond to my blogs.